Weiss Report Blog

Collection or Profit-and-Loss Accounts added to your credit report after December 29, 1997, can be reported for seven and a half years from the original date of delinquencynor from the date they were charged off or placed for collection. For example, suppose you missed a payment that was due in January 2004. You didn’t make any payments for five months and your account was charged off in May 2004. The charge-off listing could then remain on your report until the end of June 2011seven and a half years after you missed that first January payment that led to the charge-off.

Now let’s say your account was turned over to a collection agency in December 2007. That collection account (and all subsequent collection accounts for that same debt) can be reported until the same date as the charge-off (seven and a half years from that first missed payment): June 2014.

Collection agencies sometimes tell consumers they have ways to report an account forever till they pay. They may have their tactics, but that statementand falsifying information to carry it outis not true and is also illegal. The Fair Credit Reporting Act requires collection agencies to provide credit reporting agencies with the original date of delinquency for tracking purposes.

Having said that, those requirements only apply to accounts added to your report after December 29, 1997. For any accounts added before that time, it is a little more complicated. Under the old law, collection accounts were often reported for seven years from the date they were placed for collection. Each time a collection account was passed on to a new agency, a new seven-year period was started. The law was revised to end that problem but many people still have older charge-off and collection accounts on their reports.

The good news is that if you can prove that original date of delinquency, the credit reporting agencies will honor the newer seven-and-a-half-year rule. But the challenge is to find something to prove it! An old credit report showing the original information, an old collection notice, or even copies of your statements from that time period can work. Even if you don’t have that documentation, try disputing it and state that the information is outdated. It might work.

Floating in no limit Texas Holdem is a great way to branch out and expand your play from basic to intermediate. You have probably floated before without being aware of it, but understanding the concept will make the play poker much more effective, and is a great addition to your arsenal of poker abilities.

The basic idea behind floating is to take a card off after the flop with any two cards with the intention of taking the pot away on the turn. Let’s say you hold a random hand on the button, Q 5 offsuit, and a player in middle position makes a standard three times the big blind raise, small blind folds, you call and go heads up to the flop. Flop texture is important in this play, as it is one of the factors you will take into account when you decide whether or not to float, as it will dictate whether or not you will be able to take the hand from your opponent, and what his subsequent actions mean. Returning to the example hand, lets say flop comes down J 8 4 rainbow. Your opponent continuation bets 3/4 the pot, and you call. You have no hand here at all, but you are calling in position to take the hand from him on a later street.

If the turn comes down another baby card and your opponent checks, you then fire out a bet and he likely will fold his hand. This indicates he missed the flop, was continuation betting as we thought he was, and gave up when he found himself out of position with ace high on the turn. The situation changes if an ace or king peels off on the turn and he fires again, in which case we can assume his continuation semi-bluff on the flop with high cards caught a piece on the turn, or that he did hit top pair on the flop. A reraise here is not likely to ever be successful, so its best to give up on your float if you get bet into again on the turn, unless you have a good read on your opponent, know he is capable of folding, or if you’ve actually made a strong hand.

Floating is a great play to make on occasion in poker, but use it sparingly, and look for good spots against bad opponents to maximize your value.

Yacht Management is a relatively new branch to the Yachting Industry. It has emerged through the ongoing popularity of sailing vacations, or chartering. Boat owners are opting out for the opportunity of placing their yacht in a charter fleet.

Yacht Management alleviates many of the activities that support the operations of a yacht. The responsibilities that are associated with the care of your yacht are made as pleasurable as possible, and less of a hassle. The role of yacht management is to bridge the gap between recreational and professional yachting. A “newbie”, intending to relieve their stress would benefit greatly from this. Yacht Management can make the difference of keeping a dream from becoming a nightmare.

Yacht Management & Chartering

Yacht Management is crucial when it comes to chartering a boat. Generating income with a boat isn’t easy, but in almost all cases, success depends on treating a vessel as a business. Yes, of course a boat owner will attach only recreational purposes to their boat. This is normal, most of time that is the intention. Purchasing Yachts and immediately placing them into a charter program is a growing trend, though. According to many boat owners, one of the easiest ways to slip into chartering is to get the help of a yacht management company. The Catamaran Company has a division dedicated to these kinds of services.

These services include listing the vessel with yacht brokers nationwide or internationally, so the yacht owner does not have to spend their time on advertising and marketing. The most sophisticated services take care of everything from booking the yacht, collecting payments and coordinating maintenance and repairs. In return, the management company collects a percentage of the charter income. The boat owner collects on the larger percentage of course. The Catamaran Company client profits are in the higher side of the spectrum, when considering industry standards.

Allowing, a firm take care of the management of your boat will help you offset some of the costs of buying and maintaining a boat. One of yacht managements many functions are to protect the buyer’s investment. A team of professionals will have a greater chance of prolonging the life of the investment.

Typical Catamaran Company Maintenance Services

The Catamaran Company is dedicated to making every aspect of boat ownership and use pleasurable for you, your family and your guests. Our service department can help preserve and even enhance the long-term value of one of your most important investments. We will make sure that your yacht is ready to go whenever you are.. and all in top operational condition!

Typical services include:

• Complete Yacht Services

• Varnish & Bright Work

• System inspection on a regular basis with a written report of findings & recommendations to owner

• Administer an applicable Preventative Maintenance program

• Scheduled systems operation to ensure the preventative maintenance program is effective

• Structural repairs

• Fiberglass

• Engine Overhauling, re-powering

• Hardware & hand-hold restoration or replacement

Yacht Deliveries - Satellite Tracking

The Catamaran Company can help you arrange a delivery anywhere in the world. We have partnered with industry specialists who have excellent credentials in safely delivering your yacht to a number of international destinations.

Yacht owners can now log into our special satellite system to chart the position of their yacht anywhere in the world. The system is powerful - it allows you to zoom in on the boat via special illustrative charts. Not only does this give you piece of mind knowing exactly where your yacht is in the delivery stage, but its fun.

The system functions through two main components: they are the terminal, and satellites. The terminal is the only physical element that is needed to install on the boat. It contains modern GPS and sophisticated software to achieve bi-directional communication with Inmarsat geostationary satellites.

The satellites work through the Inmarsat Network (International Maritime Satellite). This system offers world-wide coverage excluding the world’s remote regions like the North and South Poles. The four geostationary satellites are located on top of the Ecuador at around 35,500 kilometers.

If you would like to view a short clip on the delivery of a Lagoon 44 go to

http://www.catamarans.com/catamaranco/video/lp_44_Delivery.asp?bhcp=1

Private Management in British Virgin Islands, Tortola

The British Virgin Islands and the Island of Tortola exists in one of the most beautiful, quite and well preserved natural environments rivaling just about anyplace in the world to visit. Over the course of the last few years this area has proved to be one of the most fertile grounds anywhere in the world relative to the generation of income for the charter industry.

In order for these services to be optimal quality control must be implemented. Control in the quality of service must be handled by both owners and customers in the preparation of each charter as well as understanding and maintaining the yachts in our care and custody.

For more details please visit http://www.catamarans.com/

Past life regression, also known as PLR, will probably uncover the reason why we have problems with friends in our current lifetime or why we are apprehensive of certain situations. You have people around you in your current lifetime that you would have astonishingly met before, now lets just imagine being able to identify what happened and what your relationship was to them at that time and remove blocks that plague you in your current time and even uncover talents and bring them into your current time. Past lifetime regression, aka PLR, is magnificent.

When you are having a past life regression, aka PLR, session you go back to the lifetime you most need to know about in your current time. This is great and will probably clarify a great deal about your present lifetime and help you will to go forward with your life with a greater understanding of yourself, your life and the brothers around you. Past Life Regression with Anne Jirsch.

You should also ascertain why you are the person that you are, now that is terrific. If you enjoy nature perhaps you were once working on a farm, if you adore to travel perhaps you were a traveller. Instead of ignoring our strengths we should embrace each of them.

Every experience is tremendous and unique. Other participants have went to places they had lived in before and knew where to go.

The bathroom is a place not too many people bother about. The assumption is that the commission of a necessity need not be attended with ceremony. Psychologists would have us believe that our consciousness with sin and dirt results in a certain tension that prevent us from bothering too much with bathroom issues. The theory further elaborates that such tension results in loss of speech, or indulgence in activities that give relief to tension - hence the tendency of many people to become bathroom singers or readers. Dylan Thomas famously said that novels should be serialized on toilet paper so that the toilet reader may acquire some literary credentials. The bathroom as a place where the eternal battle between dirt and cleanliness is fought, has always assumed a somewhat ambiguous position in our evolution. While the necessity of cleanliness and hygiene was acknowledged, there was certain awkwardness in the development of sensible techniques. Behind this awkwardness, at least in the Christian world, there might be the religious ambivalence with dirt. Christianity has at times upheld dirt in appearance if it covered a pure soul. Most of the prophets were begrimed and dirty as the objects of persecution. The upholding of poverty further championed laxity with cleanliness that was the necessary accompaniment of poverty. At the same time Christianity also said cleanliness is next to godliness, and inspired cleansing of society, from outside as well as inside. Lack of piped water, a cold temperature, a masochistic culture, distain of hygiene and other factors resulted in atrocious personal hygiene in earlier times. In Elizabethan England, nobles used to take a bath in dirty water once in a blue moon. To mask the stink many perfumes were used. Defecation and urination were done in pots which shared space with men throughout the night. Morning time ritual consisted of dumping of such pots out of the window, which resulted in the chivalrous custom of keeping women on the farther side from windows while taking a walk.

The bidet was used for after-toilet ablution for a long time in Europe. The use of the toilet paper, especially in USA, resulted in a relapse of unhygienic ways, a custom that prevails to this day. In The Bathroom, Cornell Professor Alexander Kira sarcastically comments how men are “prepared to complain about a tomato sauce stain on a restaurant tablecloth whilst they luxuriate on a plush seat in their faecally-stained pants”. The use of water as a cleansing medium has no parallel, and since times ancient, water has been respected and revered as the agency of washing away dirt and sins - as much in Christianity, where baptism occurs with a dip, as in Hinduism where till today millions take holy dips in their numerous rivers. Since bathroom is the place where one takes a bath, or bathes, it behooves that the primacy of cleansing should be reserved for water only.

Today, we are blessed with the knowledge the lack of which meant death and disability to our ancestors. The discovery of pathogens and the microbial world has brought about a paradigm change in our conception of the causes and effects of unhygienic lifestyles. The toilet is the epicenter of a hygienic life where we dispense with everything that is not required by us. It behooves us as civilized men that we discard what is meant for discarding in a way that is conducive to a better life. This requires proper use of proper bathroom materials, something that is easily done. The next time we think of cleaning ourselves, we should remember that there is water. We should not hesitate from getting our hands wet. And get it dry once we are done.

As well as looking nice, shower curtains require durable and
good-looking shower curtain rods that will hang them. Installing
a shower curtain rod is quite easy. You do not need to make
holes in your bathroom walls or tiles. Just use the fashionable
but strong hooks and place the shower curtain rods on them. Your
bathroom is ready to become beautiful with shower curtains.

Bathroom accessories like shower curtain rods have significance
of their own. These are no more the less noticed accessories of
your bathroom but have become one of the most important items
for your shower area in the bathroom. Gone are the days when
people just used to hang shower curtains on some metals wood
rods. Lifestyles have changed now and people are quite aware of
the design and styles of shower curtain rods.

The shower curtain rods can have a great impact on how you feel
while taking shower in bathroom. While dull shower curtain rods
can dampen the look of bathroom trendy rods make bathrooms look
really cool. However, you have to make sure the color and design
you are choosing for your shower curtain rods match your
bathroom walls and tiles used in bathroom floor.

The selection of rod will also depend on the type of curtain you
want to hang. If you are planning to hang dark colored curtains,
then go for metallic shower curtain rods with curved knobs. If you
are planning to cover your shower area from four sides, use
rectangular shower curtain rods. Use curved shower curtain rods
that will fit built-in tub units and various other shower units.
You can also use crescent shower curtain rods that will fit your
tub opening. There is also another type of shower curtain rods,
which are called shower enlarger rod. You can use this rod when
you require enlarging the shower area in your bath.

Ideally wooden rods should be avoided as a shower curtain rods
since these rods go through wears and tears every time you open
and draw the curtain.

Shower curtains come in different size and shape, as far as the
rod width is concerned. You have to select one that will fit
your bathroom structure, design and shower area.However, since
shower curtains are usually lightweight curtains, light metal
rods are perfect to hang the curtains. As far as the length of
the rod is concerned, it will depend on your bathroom height.
The shower curtain rods need to be durable and long lasting
because these rods have to withstand daily use.

However, you must not forget that your shower curtain rods too
need to be maintained like the curtain rods you use in your
rooms.

LCD, which in general stands for Liquid Crystal Displays, is a type of television display which has in recent times grown to be terrifically in-style. Liquid Crystal screens recently are traditionally found in computer screens. Similar kinds of trendy tellies would for sure include plasma.

For a considerable time tubed televisions were significantly less dear than any specific sort of Liquid Crystal Display or Plasma. Consumers trusted & felt relaxed with them & they knew exactly where they stood with them & for certain the main cause was because they were extremely cheap. At the present it’s a completely different story as tubed televisions have been removed from the shops & in its place been substituted by bargain TVs in the model of Plasma and LCD’s, what had on one occasion been awfully expensive are these days surprisingly discounted and superb value for cash.

It is at present feasible to buy hi-def TVs at an amazingly cheap RRP. This is the most up-to-the minute brand of machinery in regards to TVs, HD technology have let an innumerable number of adults to benefit from its crystal clear picture & sound. Hi-Def has taken over analog broadcasting and switched it with an all digital system. To witness true Hi-Definition you need a source of High definition TV signals, a tuner to collect and translate those signals and a high performance image screen that can replicate the wonderful detail and vibrant colours of Hi-def TV pictures. You may also need to buy a television that is HD compatible, it is achievable at the moment to buy a low costing digital flat screen whether it is an LCD or Plasma that will be capable to aid you to attain this.

With a digital telly you are very likely to receive a far enhanced picture & mechanical quality. For that reason you can now watch anything within the comfort of your own living room. Discover amazing prices on cheap digital flat screen TV’s currently at Digital Direct!